LIVESTOCK & POULTRY INSURANCE CLAUSES
Date：2011-04-15 Hit：17909
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LIVESTOCK & POULTRY INSURANCE CLAUSES
（inland sequestration）
1.Insured object
All livestock without blemish, disease, testify to health by Animal husbandry and veterinary department, Press immunization programs vaccination and having a record, in the inland sequestration, can be insured LIVESTOCK & POULTRY INSURANCE CLAUSES（in land sequestration）
2. Scope of Cover
During the Insurance period，listed inland sequestration by insurance policy，caused death by following reasons. This Company shall be liable according to this insurance contract.
1) In inland sequestration cause sick death (except infectious disease Ministry of Agriculture No.1125 Announcement 2008 and BSE).
2) Insured livestock killed because quarantinable disease was positive
3) Died of fire or explosion
4) Died of thunderstruck, hailstone, tomado, storm wind, snowstorm, and flood.
5) Died with air object fall or fixed object topple down
6) Died of mutual fights, collided, or wresting
3. Exclusions
Notwithstanding the foregoing, this company shall not be liable for death or mortality:
1) War, riot, civil commotion, terrorists activities, armed clash; nuclear reaction, nuclear radiation, nuclear pollution; government or public authorities confiscate, acquisition, distress, confiscate; government or health authorities orders slaughter.
2) Caused by intentional act or fault of the insured, and stolen, lost, slaughter, freeze and hunger caused death.
3) Indirect losses.
4) Died of reasons besides Scope of Cover,
4. Insurance amount insurance premium insurance time limit
1) Insurance amount: Comfirm by living stock invoice.
2) Rates:
3) Time limit: 45 days, specific time with Policy such date, no observation period.
5. Insurant obligations
1) Insurant should truthfully inform insurer, and answer the questions honestly. If insurant intentionally concealed facts, fails to inform obligation, insurer shall have the right to terminate the insurance contract or refusing to accept the claim.
2) Insurance liability takes effect after insurant paid insurance expenses
3) Insurant should concentrated animals on better administration. Heal and nurse the sick animal in time.
4) Insurance accident occurs, insurant should take necessary measures, actively rescue, properly save the spot, immediately inform insurer, do not authorization process, or insurer shall have the right to refuse to accept the claim.
6. Survey of Damage Presentation of Claim
1) Animals died of Scope of Cover, insurant should provide following Claim material:
Insurance policy, proof of death, profile control record, quarantine result slip.
2) When insurance accident happens, if other insurance companies insure the same property, no matter if there is an insurant or other person in name of insurant insure, this company only accept the claim in proportion.
3) Irrespective of percentage: Deductible 1% to 3%
4) Time limit for filing claims: the date accident happen known by insurant, most no more than one year.
7. Treatment of Disputes
1）dispute of contract should solve friendly, if Consultation fails, shall be submitted to the arbitration commission, or indict to defendant's home court.
2) This contract is governed by the laws of the People's Republic of China law.
